Reply to Daycare years: were you in the red?

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[quote=Anonymous]I'll answer the question above b/c we were making <100K (one parent back to school) while living in a different HCOL area when we became parents.

We used family daycare and a less expensive preschool.  Our DC had a wonderful experience all the way through.  I wasn't personally impressed with the most expensive daycares / preschools I visited.  For infant care, we went with a new small home daycare that was very close to our house and then recruited most of the other parents through a forum similar to this one.  We had a great community and set up a babysitting coop among the parents for date nights and similar.  For daycare, we went with a place that had older toys, nothing fancy, but super experienced, kind, loving staff who were 100% focused on the kids.  The expensive daycare I visited had bored, inexperienced staff who looked at their phones during playtime.

We rented a house that had two extra bedrooms and served as a host family for international students studying English in our city.  Not for everyone but it brought in an extra 1K per month and most of the kids were self-sufficient after a week.  The kids who did spend at a lot of time at home were usually family oriented and helpful.  We met really wonderful young people from all over the world.

Finally - we did go into the red but not that much and it's been paid off for many years now.

Living in a HCOL on less than let's say 200-500K per year without family money is no joke but resilience and creativity can go a long way.  [/quote]

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