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[quote=Anonymous]Op-like another poster said you should be able to get a lower interest loan somewhere else. Try lending club, or a credit union, maybe you could even get a heloc. Try justice federal credit union or state employees credit union. We got a credit line with a 1.99 fixed rate for a year. Even if you file bankruptcy it sounds like you don’t make enough without your husband working so you’ll likely incur more debt if he doesn’t work. He needs to reach out to a recruiting company and get help writing his resume, there is a job for him out there. [/quote]
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