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[quote=Anonymous]Do they have savings for college funds or a special needs trust for kids if they are unlikely to live independently as adults? Do they have retirement savings? Do they have an emergency fund if the furnace breaks or a car is totaled? They may have the same things on the surface, in the moment - but you don’t know what’s under the surface. It’s possible you are treading water comfortably with the wiggle room to adjust to rising prices or minor setbacks. It’s possible they are paddling like mad and figuring out what they can cut back on to pay for groceries and gasoline. [/quote]
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