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Reply to "How much do you keep in your checking account?"
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[quote=Anonymous][quote=Anonymous]We keep 30k in a joint account and 10-15 k each in a personal spending accounts. This sum represents our emergency fund. Don’t bother with savings accounts due to the low interest rates. I’m seeing that this is not the norm! Perhaps it’s time to re-evaluate things. [/quote] I am the PP before you- I have a long standing checking account at cap one that pays pennies in interest. At some point I opened a savings account at discover bank that paid 0.5%, better than pennies. Its now paying 0.7% however brokered CDs and ibonds are paying a lot more so I've transferred most of it out. [/quote]
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