Reply to My DD changed her mind on her ED school

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]ED absolutely discriminates against low income and donut-hole families - ie, vast majority of families applying - who are cost conscious.

IMHO, ED is just a way for well-off people to "pay to play." It reminds me of the old laws that allowed the well-to-do to avoid military drafts by paying a fine. [/quote]

This is FALSE.

The NPC will tell you exactly what you will pay before you apply.  If the award comes out different than the NPC, you are released from your commitment.  So if you can afford it, apply, if not, don't.

If you are seeking merit aid, no college that will give yo merit aid will require ED to improve chance of admission.

What you have typed is FALSE.[/quote]

However the NPC is quite often ridiculous for middle income families. It's middle income families that loose out with ED.  NPC may say a family of 4 making $150K with 1 in college is expected to pay ~$35K.  If said family lives in a high cost of living area (like DCUM or LA/SF/Seattle/NY), most families cannot afford to pay $35K per year for college and keep a roof over their heads (and fund their retirement, which parents should not stop to pay for college).   So for many families, the NPC is an unrealistic number  which means they can't apply ED because they need merit on top of any FA in order to afford to live and pay for college.  So they apply RD/EA.

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