Reply to Yours, Mine, and Ours finances-- how does it work in your house?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I make way more than dh. He makes about $100k and I am currently making over $3.5M. We have separate accounts but I we have always viewed everything as ours. We have a joint account where investment income is deposited with $100k or so in it. Dh has the password if he wanted to take from it. We have other joint accounts but they are really brokerage accounts for growth. He has enough in his checking account to make him feel Comfortable ($50K) but I randomly transfer money into his account.

We own our primary and secondary residences together and some early rental properties but eventually it became easier to just own them myself. A few years ago I started just acquiring assets in his name and transferred some free and clear properties to him.   He is not personally liable on any debt except one very old rental condo.

I pay almost all expenses but he pays kid expenses and groceries and random target trips. I do have an auto transfer set up from his account to a brokerage account and he would say that I force him to max out his 403b and deferred comp plan. But I also give him some net rental checks (they come in both of our names)

[/quote]

He is my husband. We didn’t set out to be rich. It just turned out that way. We enjoy the opportunities it affords us but I truly think we’d be just as happy on substantially less, say two $100K salaries.

What kind of lucky bum is this guy [/quote]

He works and may be an excellent helpmeet. You wouldn’t be snarking if the genders were reversed.[/quote]

When we first got married I was still in school. He had a prestigious law firm job paying $135K, 20+ years ago. I had nothing lined up when I graduated.  He put all of the down payment down on our first place and made all of the payments. The place was in both of our names. It felt very unfair to me. He told me that it was meaningless to him who paid. So different than how I grew up.  I have never forgotten it. It is absolutely irrelevant to me who earns what and who spends what. We are in this marriage together. [/quote]

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