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Reply to "Why is DCUM SO conservative with housing?"
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[quote=Anonymous]Meh. We live in a house that is 1.3x our income. We could obviously upgrade but are very happy. My dh owns a business that could go south depending on whether key staff leave or we go into a financial slump. I have had health issues in the past which forced me to take a stretch of disability. I didn't expect to be out of work for a year at 40 due to a significant illness. No one does. We didn't expect covid to pop up and severely impact our business. However, because we didn't stretch to 4x our income, we felt secure and could still send our child to private school, take vacations, I was able to take time to heal, my husband could still pay his employees 100% during covid. Nothing is guaranteed - I would rather have security than a huge house. [/quote]
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