Reply to Q re: the wisdom behind FERPA

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]In no other aspect of your life would you allow someone to enthusiastically and swiftly cash your checks for thousands of $s regularly but won't allow any questions whatsoever about the product from the payor,  that's a product that shouldn't be purchased and needs to go under. 
[/quote]

Sorry, but this is bullshit.

Any contract signed by an 18 year old is their responsibility, regardless of where they get the money.  [b]Kiddo buys a car with your money the dealer won't talk to you about it.  [/b]Same for kiddos bank account or credit card, even if it is money from you.  Certainly anything medical.  You might not "allow" it with an auto or real estate purchase, but this time you did, so it is on you.  Don't like it, don't pay.

If you can't trust your kid, maybe you shouldn't anyway.

This entire thread has revealed a lot about certain methods of parenting that the posters must have been unaware would reveal.  Astounding.[/quote]

This analogy doesn’t make the point you think it does. Parents pay the college directly. The FAFSA looks at the parents’ assets, not the child’s, unless the child has been emancipated.  That’s analogous to a parent co-signing a loan, or actually buying the car themselves and letting the child drive it. The car dealer is absolutely dealing with the parents, not the child.

[/quote]

>>> unless the child has been emancipated.

Which basically never happens/can't happen.

>>> The car dealer is absolutely dealing with the parents, not the child.

And, the car dealer has the Feds helping make the steal...[/quote]

I dont know what you are talking about.  An 18 year old is not a child in any state, and is capable of signing any contract.  For a credit card, for instance.  Or their job.  You could not be more wrong.[/quote]

Have your 18-year old, unemancipated, kid tell the college that they should get financial aid because their rich parents don’t want to fill out the FAFSA and see how that goes. [/quote]

Not sure what FAFSA has to do with my point you responded to, but whatever.  [/quote]

DP. Agreed. Who pays (or is expected to pay) and who has access to information are two separate issues. Again, you can insist on having a FERPA waiver on file before you either pay or fill out a FAFSA. Nothing prohibits you from making that explicit agreement with the student, if it is important to you.

That being said, as a separate issue, the "Unsubsidized Stafford Loans without Parental Information" Section 479A(a) of the Higher Education Act of 1965, as amended by section 472(a)(4) of the Higher Education Opportunity Act of 2008, enables  students to get unsubsidized Stafford loans if the financial aid officer “verifies that the parent or parents of such student have ended financial support of such student and refuse to file such form.” It's NOT A GREAT OPTION, but it does exist.[/quote]

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