Reply to United Healthcare will no longer cover uncecessary ER visits

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]are ERs over burdened by insured people seeking unnecessary care? I thought the big problem was uninsured people seeking care because ERs can't turn them away (urgent cares can and do) [/quote]

The urgent care near me will take uninsured but you must put a credit card on file with them.  You also have to sign a form saying that you agree to let them charge the card any amount when the bill comes.

That can be a HUGE burden for the uninsured.  However, they are excellent at giving you the costs 100% upfront.  My brother was uninsured for years and relied on urgent care many times.  He would always call before going in, tell him his symptoms and ask the cost.  Also, in pre-triage, they would tell him how much would be due that day and an approximation of what would be due when the final bill came that would be charged to his card.  If it was more than he could afford, he was able to leave or make other arrangements.

The two times he did have to go to the ER while uninsured, he got both bills forgiven by filling out paperwork after the fact proving he was uninsured and had limited income.     [/quote]

the people overburdening ERs can't and don't pay. That's the point- urgent cares can turn them away, ERs are legally required to provide care regardless of ability to pay [/quote]

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