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College and University Discussion
Reply to "College roommate accidentally spills soda on your child's laptop..."
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]It should be covered under your current homeowners insurance policy [/quote] I am not sure insurance covers negligence issues. Anyone could just dump water on their keyboard when they wanted a replacement. https://www.allstate.com/tr/renters-insurance/renters-cover-computer.aspx[/quote] and anyone can just burn their house down too, I would hope some people are more honest than your thought process. call your insurance company, i was on a call with ours last week and asked about theft etc from dorm room damage and we are covered under our current homeowners plus our umbrella [/quote] Theft is different than accidental negligence. To claim theft you likely have to submit a police report. They do not just take your word for it. If you burn your house down it is arson and insurance does not cover that either...for the same reason.[/quote]
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