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College and University Discussion
Reply to "Financial Aid and Single Mom"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous] Thanks so much for your follow-up. I totally understood what you were saying. I guess that's the difficult part of this. Having to include my ex on the EFC means that my kids will not be able to go to schools they would have been able to go to[b] if he had just vanished. (which essentially, he has)[/b] It's tough, and I know people that are in all kinds of situations that have financial challenges and I feel for them, too. I'm a very strong person and a devoted parents and I know my kids will continue to thrive. Thank you for your encouragement![/quote] I just want to emphasize that he hasn't vanished, at least not financially, which is the issue. If he had vanished and never paid support, your child(ren) would be in a different position vis-a-vis financial aid. Your children are entitled to the child support he is paying, but they are benefitting financially from it. [/quote] Right and the child support I receive is noted as income on my part of the profile. Maybe I should have waived the support, I don't know! [/quote] No, absolutely not. Your children are entitled to that support. Waiving child support is almost never advisable. [/quote] Thank you for saying this! It's easy to second-guess when you're in this weird situation you weren't anticipating. But you're right, the law says he must pay, and then colleges use that to justify the idea that [b]he has been invested in the children and will continue to invest[/b]... so sad but not always the case. (and the same is true for parents who are married and don't want to contribute! I understand I'm not the only one dealing with this kind of thing!)[/quote] That's not what they are saying, though. As others have pointed out already, they are looking at his [b][i]ability[/b][/i] to invest in her college education, not his [b][i]willingness[/b][/i]. A parent's unwillingness to pay for college is not going to entitle a kid to more aid in almost all circumstances.[/quote] I understand what you are saying. I am pointing out that if he didn't have to pay child support (jail being the alternative as it is), the CSS would allow him to be considered long gone and he would not have to report. Then, I would be in a better position. That is all I am saying.[/quote] Child support terminates at 18. Your logic is right but its not how it works. If he's willing to help, then you declare it. Otherwise you do it as a single parent.[/quote] Right I am happy to do it as a single parent but it would be great if the Expected Family Contribution didn't include a high earner with virtually no relationship to the child. This is where it moves a little beyond simply not willing to pay.[/quote] I don't think it will be. My husband's ex filed under her income. She didn't use my husband's at all. He/We were willing to help as much as we could if she was open and honest but she kept everything a secret including where the kids applied and just demanded we send her money (on top of the child support she was getting as he didn't stop it at 18). There was no accountability for her getting the child support or contacting us at all to see what was going on financially from the school. You should be fine. Save what you can now. [/quote]
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