Reply to HHI is around $120k -- are we the only ones on here?

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Reply to "HHI is around $120k -- are we the only ones on here?"

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[quote=Anonymous]It isnt necessarily you're income level, but your debt level.

We pull in 130k together but my DH has 70k in student loans and I have 40k. We will be paying these until 2030 and 2033 respectively- some private will be paid in full a prior to that and public loans we rely on forgiveness after 20 years. We have one kid, 2.5 and just bought a house. We also take care of my MIL who provides no assistance/help with the household or childcare.

Its tight. Its always been tight. Less so compared to when I was unemployed or working tables and DH only made 55k but we also didnt have a mortgage and kid.

We have no family help and will have no windfalls of cash from family when they pass.

Reciprocally, I know people who are making 200-300K combined with no student loans, family help, and they've never had anything bad or unexpected happen to them. We've experienced unemployment, diagnosis of health condition that will likely limit life expectancy to &gt;50, and are taking care of family members in our 30s.

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