Reply to HHI is around $120k -- are we the only ones on here?

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Reply to "HHI is around $120k -- are we the only ones on here?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Our HHI is 167k on one salary (I SAH) and to me, we have an amazing life. I can't understand people complaining and claiming "poor" (not really poor, but complaining of money woes on 250K + or even 400K as I saw the other day).

We live in a good house in a nice suburb - very middle class: no one here is going on international vacations every year or even every other year. The kids are all in ps, cars are normal japanese/some other asian brand and the like. Yard service and cleaning service is common, as in one or 2 weeks at the beach per year.

I guess that the more people have, the more they spend so it kind of always feels like you "are middle class" as you can't have the next big thing. [/quote]

I guess I'm one of those people you can't understand. Honestly I can't really understand it either, but my HHI is $180K, we're DINKS and I still feel like we're a paycheck or two away from disaster. I couldn't even imagine being able to afford a kid.

We've got a modest house (bought for $440K) in a marginal area. (EOTR)  I come close to maxing out my TSP but I'm not fully maxing, so I feel like I'm not even on track there. After taxes and paying the mortgage, bills, FERS, union dues, TSP, insurance, and modest cash savings of $200 a pay period, I net about $740 a paycheck. It's certainly enough to live on and even splurge on a night out but anything that's left over at the end of the pay period inevitably gets wiped out by a vet bill, or car repair, or medical bill, or something before it can accumulate to a comfortable level. I see posts like yours and I literally don't know how you do it with less money and kids.  [/quote]

Exactly. People aren’t being honest. A medical bill, vet bill, car repair, plumbing bill sap any extras. Budgets are tight for everyone. [/quote]

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