Reply to HHI is around $120k -- are we the only ones on here?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Our HHI is 167k on one salary (I SAH) and to me, we have an amazing life. I can't understand people complaining and claiming "poor" (not really poor, but complaining of money woes on 250K + or even 400K as I saw the other day).

We live in a good house in a nice suburb - very middle class: no one here is going on international vacations every year or even every other year. The kids are all in ps, cars are normal japanese/some other asian brand and the like. Yard service and cleaning service is common, as in one or 2 weeks at the beach per year.

I guess that the more people have, the more they spend so it kind of always feels like you "are middle class" as you can't have the next big thing. [/quote]

Very middle class don't have yard service and cleaning service and 2 weeks at the beach.[/quote]

In this area that is it of course. I feel MS with a 167k salary. Our house cost 700K - seems Mc for me in this area. Two kids, in ps - small saving for them for college (10k/year combined), maxed IRA for both plus  and maxed retirement for husband.

But the devil is in the details pp - our yard service costs us $70 per month so $840/year. Cleaning around here is about 80-120 for each visit bi-weekly (we pay more because our cl has been with us for 10 years and has gotten raises and I pay her a "bonus" for x-mas of around 2 weeks of service, but I round it up a bit).

Our rental for the beach costs us around $1400.00 per week and we drive there 9 long hours.

If you make more money, you probably would have a cleaning service every week at the very least, top notch yard work (not just a hispanic guy and his crew to cut your grasses - but fertilizers, aeration, seeding, etc. We have none of that because we don't care about it. I would rather spend my money on my cleaning lady).

Also, we do not eat out and rarely order take out (less than once/month). Husband doesn't eat out during work (well, I guess now no one does).

We eat very well and don't check prices before putting on cart, but I generally don't even go looking for filet mignon unless it is an special occasion. Kids have nice birthday parties every year but nothing over the top.

Car are paid for currently. Student loan will be payed off next year thank god!

From what I read here, I think most people feel MC is because the more money they have, the more they spend on their house/mortgage. So in the end, unless they  have real wealth, they end up having to making the same kind of choices we do with some variations.

It is all about the house you buy and how much of your budget the monthly payment and maintenance of the house costs you.

[/quote]

Here we go with how we “feel” again.

No, real middle class folks do their own cleaning and yard work.  I still have not admitted to my parents that now have a cleaner come every other week. [/quote]

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