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Expectant and Postpartum Moms
Reply to "Is it poor form to request donated paid leave for childbirth recovery period?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Do you have disability insurance? For some companies that's standard and pays 2/3 of your salary for 6 or 8 weeks. [/quote] feds don't have that[/quote] This doesn't help here (probably), but people who do not get disability insurance through work should get it privately, not necessarily for childbirth but for any injury or illness that makes you disabled. People should have long-term and also get short-term until you build up an emergency fund that would cover the short-term benefit (then cancel it). People are more likely to become disabled during their working years than to die. That being said, I know a family in which the husband recently switched jobs and there was about a month period before his new life insurance kicked in at the new job. Very, very sadly, he died suddenly and unexpectedly over Christmas before the policy kicked in and now his wife and kids are in a terrible financial position on top of their emotional devastation. So, as a PSA, get insurance (life and disability) and keep it in effect even if you think it won't happen to you.[/quote]
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