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Money and Finances
Reply to "Separate finances: how to deal if one spouse isn't saving enough for retirement"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous] What if he has a stroke? Even if he had nothing in his name, he wouldn’t be able to get a Medicaid bed due to your situation. [/quote] What if OP has a stroke? She also can't get a Medicaid bed...right? So what does that have to do with the price of beans?[/quote] It’s that she could be alive and healthy with many years left where she will need to live in retirement off of her assets. If they remain married, Medicaid will consider many of her assets fair game in determining whether he qualifies for Medicaid to pay for his assisted living or skilled nursing care. If OP has a stroke and doesn’t qualify for Medicaid, she has her own assets to cover her care. [/quote] To be even clearer, she’ll have to use the money she is so protective of to pay for her husband, who she clearly does not want to subsidize. [/quote]
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