Reply to How would you feel about losing your company-provided health insurance for "medicare for all"?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]To me, this is a huge thing that will deeply affect my family. We currently have great health insurance and pretty much immediate access to any specialist we need.  Deductibles are minimal.

Most of the Democratic candidates' plans will mean worse healthcare access for us, and I assume many folks.  I find this really frustrating!  How is this considered a winning issue.  I'm not going to vote against my own self-interest.[/quote]

You are lucky. Despite having access to employer health insurance, the plan options have gotten shittier and shittier and more expensive. We had a plan like yours maybe 10 years ago. Now it’s not even a choice. It’s expensive PPO or slightly less but still expensive HDHP, both with massive deductibles.

Check your privilege (and we are white, well educated and well employed!)[/quote]

Thank Obamacare for those exploding premiums and deductibles.

Unless you think Warren is a million times smarter and more capable than Obama, you know she's only going to make the bad even worse.[/quote]

The ACA didn't "explode" the cost of employer-sponsored health care plans.  Overall health care costs largely followed the trend line, perhaps with a small jump depending on what data you're looking at.  But, around the same time, some employers decided to pass along a greater percentage of costs to the the employees through changes in premium contributions and higher deductibles/copayments/coinsurance.

What did explode was the individual market, which was, and still is, a mess.  Under the ACA, health insurance actually needs to cover things, which destroyed how much of the individual market worked before that.  No more denying coverage for pre-existing conditions.  No more caps on how much they'll pay out before coverage is terminated.  Tighter limits on how much you can charge old, sick people, which ultimately raises costs for everyone else.  [/quote]

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