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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Btw if husband drops dead there is life insurance, his SS, if kids Under 18 widow benefits SS and if over 55 and unemployed no penalties on 401k withdrawals. Plus you can downsize home and kids will get financial aid if zero income and college age. Don't worry [/quote] Op's kids' college is paid for but what about off campus housing? Wouldn't they need Op to sign for that?[/quote] Also, it's fine to start those withdrawals at 55 if you plan on retiring at 55. But being forced into withdrawing funds 7 years early while losing your income 7 years early would make long term retirement plans either scaled way back or under funded. Ugh, I wish I wasn't a worrier. But my young and (very!) broke days taught me that being poor sucks.[/quote]
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