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Reply to "Millenials are ruining their parents retirement plans?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Is it possible that your brother also has some mental health issues? Parents who have adult children with mental health issues have different considerations from parents with mentally healthy adult kids. You can’t just abandon adult children who are struggling through no fault of their own- and health insurance is not hugely helpful with mental health issues. [/quote] This is exactly the case with my parents and my younger (33) sister, who lives with them along with her 6 y/o daughter. In the case of my sister, it's 50% mental illness (not exactly sure what it is) because alcoholics often medicate via consumption, and she definitely checks those boxes. But she also has never really had much of a work ethic, didn't even bother trying to get an education and doesn't understand the concept of holding down a job and moving up the ladder. Her life hit rock bottom a few months ago when she got her second DUI (in two years) in a single car crash on the expressway in my hometown. She was in the hospital for three weeks. She also is going through the legal system as she had a number of additional charges and convictions for stupid things like violating a restraining order and keying an ex boyfriend's car. Substance abuse is also a theme here as well. As a result my semi-retired parents are still in my childhood home and I'm sure they'd like to downsize, but they won't because they want to keep their granddaughter in the school district I attended. And if they downsized to a condo they'd have to overpay for an extra bedroom for my sister and my niece and I think they'd rather stay where they are. My parents both work part time at their parish so they have money coming in. They don't talk about finances with me but I definitely know my mom is embarrassed and wonders where she went wrong. If my parents kicked my sister out of their home she and her daughter would be homeless. It's very sad.[/quote] This is such a sad situation on all fronts. I hope that your parents are making therapy and (at least an effort towards) zero alcohol consumption part of the conditions that your sister must meet to live with them. [/quote]
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