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[quote=Anonymous][quote=Anonymous][quote=Anonymous]
OP's parents are not living a lavish lifestyle.  They've sacrificed everything including their own retirement just to put their kids into good schools in foreign countries and helping their children make it to the US.  They sacrificed everything in the world including their own security to ensure that their first two children can have a better life than they had.  And they are tapped out for their last two children.  OP and her brother owe it to the family to help put the younger two children through school and college.  After that, they can leave supporting their parents in their deserved retirement up to the younger two.

PP says that OP and her brother need to give some hard love to the parents about making smarter financial decisions.  If they were to make "smarter" financial decisions, then OP and her brother would be working low or middle class jobs in India without any potential for a better life for them or their children.  That's how families stay in poverty for generations.  OP's parents made the decision to break the cycle of poverty and help push their children out and up.  The older siblings can turn their backs on their family or they can help pull the younger siblings with them so that all the children can give their children a better future.   That's the Asian way.  You clearly do not understand it.[/quote]
You are not braking the cycle of poverty of you are overwhelmed with debt , have no retirement and cannot afford to educate the kids you decided to have.
Maybe YOU don't understand that. There's a difference between helping out and giving back and impoverishing your self to the detriment of your future and the future of your kiddos to pay some debt you did not incur and therefore guaranteeing then your kids will have to take care of you totally and fully and can't save for their future .
it's a dysfunctional cycle.  It's not a question of culture it's just a question of math and commonsense.  And I say all this when I believe and do support family give back a cyst but if you don't have it what is she supposed to pull a rabbit out of her head bankrupt her own family that makes no sense and thats's not  building generational wealth it's robbing Peter to pay Paul .[/quote]

Yes, they are breaking the cycle of poverty.  Not for their generation, but for the next.  While the parents are still impoverished, the children, e.g. OP and her brother are not.  They are in the US with a good education and earning a living.  They will have a better future in the US with a college degree than most of their peers who are still in home countries across Asia making low to median income in a vastly overpopulated world with lower standards of living.  And their children will have a much better chance of living an above average life in the US and getting a college education and being above the poverty level.

And the parents want the same for the younger two children.  It is guaranteed that if OP and her brother do not help out, that the younger siblings and their children have very little chance of making it out of the lower income range unless someone in the US sends money back or one of them decides to make the same sacrifices that OP's parents did, e.g. destroying their own lives and retirement in order to spend money to send their children out of the cycle.

OP needs to move out of the non-profit world and get a higher salary so that she can send more money back to her family so that the younger siblings get the same opportunities that her parents gave her.  [/quote]

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