Reply to s/o BC thread - Recs for kids who won't get in to BC or ND

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]What's wrong with taking out loans? Everyone I knew did except for one friend. She was an only child and her parents sent her to Mt. St. Mary's which may be of interest to your son. She called me when she went to grad school and asked me, "So I am taking out a student loan. Does a loan mean I have to pay it back?" OMG. Loans mean your kid has some skin in the game.[/quote]

[b]Kid himself can only qualify for around $5500 federal student loan.  Beyond that, mom and dad or somebody must cosign—and cosign means you and your credit are totally on the hook if your kids flakes. [/quote][/b]

This is true.  We're a donut hole family.  We make too much according to FAFSA for anything but the minimum federal loan but every bit helps, so both of our children take out the FAFSA loans each year and we pony up the difference.  Fortunately we're in-state.  And yes, to a much earlier PP, some of the state schools have very off-campus Catholic programs.[/quote]

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