Reply to How to make sure DH and I are not a burden on our children someday when we are elderly?

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[quote=Anonymous][quote=Anonymous]Also, if you save a fortune for retirement, be willing to spend it on nurses and other help. Don't try to make yourself out to be a saint making sure your kid gets an inheritance when you are putting your own lives at risk. Just spend and take care of your needs and don't be a martyr. [/quote]

Yes, money for retirement is for retirement. It is to take care of you for as long as you might live. Don’t give away a lot of your money to the younger generation before you die- you might need it for medical and other care as you age.

Being able to pay for your own care as you age is a much better gift to give your children. Some people like the feeling of being generous and giving money so they can see their children make use of it while they are still alive, but it is not a true gift if there is not enough to pay for your care when you are elderly. It is better for them to have what is left over when your medical and end of life needs have been met. 
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