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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I haven’t looked into it, but my understand is that neither Medicaid nor Obamacare subsidies have asset tests.  So if you can control your passive income, you can get subsidized health care.[/quote]

Medicaid has both asset tests and savings limits.  It varies by state.  My MIL could not get it here with $900 a month income.[/quote]

It definitely does for the Medicaid that covers LTC, including a 5 year look-back, etc etc.  But I'm not aware of an asset test for straight Medicaid for the under-65 crowd.[/quote]

You may not be aware of it as you've never looked for it.  Of course they have an asset test for straight medicaid under 65.  They also look at your income.  More people would be on it if they didn't look at assets and income.  Think about it.  My MIL is on LTC medicaid now.  But, since you know there is no income or asset limit, then why was she denied?[/quote]

As I wrote, Medicaid for LTC has a very strict asset test. They also have an income test for ANY form of Medicaid.

From the Medicaid.gov eligiblity page: 
"MAGI is used to determine financial eligibility for Medicaid, CHIP, and premium tax credits and cost sharing reductions available through the health insurance marketplace ...

MAGI is the basis for determining Medicaid income eligibility for most children, pregnant women, parents and adults. The MAGI-based methodology considers taxable income and tax filing relationships to determine financial eligibility for Medicaid. MAGI replaced the former process for calculating Medicaid eligibility, which was based on the methodologies of the Aid to Families with Dependent Children (AFDC) program that ended in 1996. The MAGI-based methodology does not allow for income disregards that vary by state or by eligibility group, and [b]does not allow for an  asset or resource test[/b]."[/quote]

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