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Reply to "Car dealer will not budge on “online price”"
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[quote=Anonymous]A few points here: - Dealers get a kickback from the bank on financing. They are definitely not going to give you an even better price if you offer to pay cash or come in with your own financing. That said, if your own financing is better terms, do it. - Don't worry about the 6-year loan. As long as the loan allows you to pre-pay without penalty, which they usually do. We usually get 5 year loans, but pay double or triple the monthly payments most months, unless we had a big expense that months. - A car with 68k miles is going to have maintenance expenses. Many parts (battery, alternator, timing belt, etc) need replacing after X miles. Those X's usually are after 50k, and rarely before it. Just budget for it. Luckily it's a Ford so parts are cheap and so is labor. We have a Chevy and an Audi, and it's easily 2-3x the cost for scheduled maintenance on the Audi. Neither car has ever broken down on us, but parts and labor are much more expensive on the Audi.[/quote]
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