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Reply to "Dave ramsey"
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[quote=Anonymous]"If your debt costs you more than what the market returns, then you need to get rid of the debt. " This statement is not always true. I have a low interest rate mortgage but choose to pay off my home instead of investing. The reason for this is that I have no family money to depend on and my spouse and I have unpredictable jobs. We also live in an area with a poor economy. For us, getting down our monthly expenses is very important, even if we could be making more in the market. IF we lost our jobs and could no longer afford our mortgage it would be a serious setback.[/quote]
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