Reply to S/O of dual income HHI thread - what's your net worth compared to your income?

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Reply to "S/O of dual income HHI thread - what's your net worth compared to your income?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We make a combine $250k or so, and excluding our extremely onerous student loans and our mortgage, our net worth is around $50k.  [/quote]

I am sorry, no offense, but why are you excluding your student loans?  There is no tangible equity there.  At least with the home there is--you can sell it or it can go up in value.

[b]I personally, do not see a reason to leave student loans unpaid while getting on with a mortgage and other debt. [/b] [/quote]

New poster -  I have $25K left in student loans from grad school.  Locked in at 3.25%.  Because of the low interest rate, there is no incentive for me to pay more than the minimum monthly payments (around $220 per month).  Interest rate on our mortgage is higher, and long-term return on investments is higher, so extra cash goes there, not to student loans.

Dh and I are 38.  Two kids.  HHI $190.  Net worth around $800K[/quote]

Ditto on the student loans.  Mine are locked in below 2.5%!!!!  I think 2.375% ...?  Not paying those off but for the minimum payment!  I can get almost that much in a savings account ...[/quote]

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