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[quote=Anonymous]Agreed. Take out as little as possible - though we're seeing from this tread that can still be a LOT for things like med/law school. I was one of the ones who only took out what was needed and not a $ more -- so in law school I was living in the grad school dorms (though I had my own apartment in the dorms, not shared - could've saved even more by sharing) which were older but had the convenience of being a 2 min walk to law school (no transport $ required) and I didn't have to worry about buying any kind of furniture bc it was provided.

IIRC I think only 20-25% of my classmates did the same, the rest ALL lived downtown in nice/luxury type apartments which they had to furnish and they paid daily subway fares to get to school and with regular late nights at the library, lots of cab fares to get home. This is Philadelphia so it's not THAT expensive but taking a $10 cab home even 3 nights a week ends up being $120/month; and then there was the lure of all the downtown bars/restaurants. The view was -- I'm too old to be adjusting to dorm life now (they were generally 24-26 yrs old, whereas I was 22 and had only known dorms) AND we'll be making BIG money in 3 years so who cares. Worked out for my class -- 2005 grads. Didn't work out so well for the 2009 grads when employability took a HUGE hit even at top schools.[/quote]

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