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Money and Finances
Reply to "What's the least amount you'd feel comfortable having in liquid assets?"
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[quote=Anonymous]At least 3 months of expenses. Just the essentials: mortgage utilities (heat, water, electric, internet) enough gas to get to job interviews metro fare property taxes car and homeowner's insurance double or triple what we currently pay for health insurance (COBRA is expensive!) condo fees food I figure if both my wife and I lost our jobs simultaneously, at least one of us would get unemployment, we could pick up some odd jobs to help bring in money while we looked for other things, and between the two of us we should be able to find enough work to meet our bare minimum expenses within 3 months. If things really got dire beyond that, we could use home equity loans, credit cards, or withdrawals from retirement savings until we were able to reduce our expenses further (move somewhere cheaper, sell the car, etc.) [/quote]
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