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Reply to "Not fully funding 401k? Why not?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Is it really that inconceivable that not everyone's budgets allow them to max out their 401k every year?[/quote] I think a better question would have been to direct that at high income people. Obviously someone making 100k or less might not be able to contribute max, but what baffles me is upper income people making 150k+ not contributing the full amount, or even worse those in the 250k range. [/quote] FYI, the way tax laws are, if the lower paid people in a company are not contributing a large enough percentage of their income then a group of people deemed "highly compensated" are not allowed to contribute more than 10% of their income, that's fine for people making more than $180K but people in my company who made $120K to $179K were hurt and couldn't max out even if we wanted to. Stinks that the truly highly paid aren't the ones being punished.[/quote]
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