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Money and Finances
Reply to "How much are you paying for your car?"
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[quote=Anonymous]OP and the PP with two kids in daycare were different posters. But, yes, I agree with PP that most of the people responding are out of touch rich people. It is very typical for people not to have enough cash saved up to buy a car (unfortunate, but typical). We're facing a similar question of whether to buy a new car at 0% versus used car at 2.29% or whatever the credit union is charging these days. Do I wish we had cash on hand to buy a car without a loan? Of course. But we don't, and our minivan is on its last legs and not worth repairing, and I need something safe and reliable (not luxurious, not fancy) to drive my family around in. And getting a 0% loan and keeping the cash in savings is not the same thing as investing on margin. C'mon people... [/quote]
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