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Infertility Support and Discussion
Reply to "I used a surrogate - AMA"
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[quote=Anonymous][quote=Anonymous]For OP and others who were able to use your GC's health insurance to cover Surrogacy costs, were you advised to keep the fact that it was a Surrogacy kind of hush hush? Or was it not a problem at all? Using the GC's plan kind of feels like fraud to me, but I'm finding that there aren't that many options other than paying for the whole thing out of pocket. After the baby was born, how quickly were you able to add the baby to your own health insurance?[/quote] NP here, but I also hired a GC. She had great health insurance that covered the pregnancy. It's not fraud, because policies either cover this or they specifically exclude it (for example, MY insurance has a specific exclusion for surrogate pregnancy). If the insurance company didn't want to cover it, they would have specifically excluded it. Babies were added to my insurance instantly (like, I handed over my insurance card before I even got to see my twins-- they were born premature, so I wasn't there for delivery). There were a few bills for the babies that somehow got sent to her insurance by mistake, but it wasn't that hard to sort out.[/quote]
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