Reply to I Live Comfortably on Less than $70K After-Tax in DC Area

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I've never understood it either OP.  We make $200K and have more money than we know what do with.[/quote]

Is this from two people working and do you have kids?  Most people are strapped because of childcare and housing costs.  [/quote]

Yes, two people working.  We have one child now.  We also live in FFX county like the OP and daycare is considerably cheaper out here than the $2K per month I see mentioned on this board a lot.  Housing is expensive for us ($3,400 PITI) but we still have plenty of money left over.[/quote]

Well you're clearly not Saving for college or enough.  Because you should be putting at least 1k a month into a 529 per child.

[/quote]

I don't know what to tell you, we still save a bunch each month with $200K HHI.  I paid off my student loans when I was in Biglaw and we bought our cars for cash so maybe that's two expenses others have that we don't.  I'm not saying we're going on European vacations every year but we have a nice house.  I think our monthly spend is probably considerably lower than other people because we don't buy a lot of stuff and don't go out to eat very often.   [/quote]

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