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Reply to "how the hades did you save a six figure deposit?!"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If you waited until you had kids to start saving for a downpayment that’s the problem.[/quote] This. [/quote] :roll: [/quote] I'm glad I went ahead and had my DD in my twenties, since I am now I fertile in my early thirties. Fertility treatments ain't cheap, and literally all the women in my office who waited until their late thirties and early forties are going through very expensive ivf treatments, and our insurance options offer zero coverage. Obviously, not everyone who waits has trouble, but the science doesn't lie about declining fertility rates. We had about $15K saved when I had DD at 28. We purchased our townhome when she was three weeks old. We will be here for 5+ years while we save for a sfh, but I'm glad I have her, and wouldn't trade her for any amount of down payment saved.[/quote] I don't think it was the PP's intention to criticize parents who have their kids early. What she meant was that you have to be damn sure of what you're getting into, instead of wondering how to do it like OP, once kids are already there. I had my first child at 25, and became infertile in my 30s like you. We saved before and after like crazy, and had a plan. [/quote]
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