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Infertility Support and Discussion
Reply to "Federal Health Plans & IVF coverage"
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[quote=Anonymous][b][quote=Anonymous]PP here, we got coverage with Federal BC/BS (minus copays and deductables). 'Services and supplies related to ART procedures' refers to sperm banking, ICSI, freezing embryos.... None of that is included. BUT: Monitoring = ultrasounds, exams, labs and drugs,... during ART treatment are covered! It says just before that line on page 38 that: 'treatment of infertility' is covered, except: (and then it lists the procedures only) The procedures are expensive enough. We were pleasantly surprised (if that's possible) with what was left to pay by us for all the other items. I find it upsetting that one of the financial persons at SG told one of the PPs otherwise - but I don't know if they can get a refund after the fact, they should![/quote][/b] Ah, I just read the policy in the booklet and see where you are going with this, paying for ultrasounds, exams, etc. Interesting. With the cost of the drugs and the uncertainty of an HMO, this may be the way to go.[/quote]
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