Reply to $14k net HHI - Budget Input

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[quote=Anonymous]OP, we have just about the same take home but we have a family of 4.

First, the cars are ridiculous.  Absolutely out of control.  We have two cars, both paid off, both over 100k miles but we do great maintenance on them (Toyota and Ford) and there is a lot of life left in the.  One kid will start driving soon so these cars aren't going anywhere.

Your food spending is weird too.  Hello Fresh?  Can't even imagine wasting money on that.  We both work and I have limited time to cook but we get by.  Our grocery bill including wine is about $150 a week.  We do order out once a week but it is pizza on Friday nights.  That is it though.  Maybe we go out for our anniversary but other than that we eat what we have.

Costco -- we buy all our household items there and maybe it is $200/mo.  Maybe since we don't even go every month.

My hair is pricey ($180) every two months and I get my nails done regularly but with a gel manicure I go every 2-4 wks.

Clothing/household goods -- what the WHAT?!?  No, really.  Come on.  I do Stitchfix every other month and keep 1-3 items so my bill is about $120 every two months.  DH rarely buys new clothes.  Kids get new clothes each season but nothing crazy.

There are sooooo many ways for you to cut your costs.  It seems as though you are living way beyond your income level. The comment about your friend's cars makes me think you are trying to keep up with the Jones when you aren't a Jones![/quote]

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