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Reply to "DH stopped for a pedestrian and got rear-ended"
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[quote=Anonymous][quote]4) You cannot possibly expect to get a new, or even used car, valued higher to replace the one you had. Yes, I know. [b]It's not the first time we've lost money from an insurance claim. [/b]New flooring from a water leak costed us money too. We've lost money from travel insurance too. The bottom line is it sucks to be out of pocket. I'm very thankful that the pedestrians weren't hurt and DH wasn't hurt. Total inconvenience, yes. The other driver did admit that he plainly just zoned out. [/quote] You didn't lose money. If you had not had insurance, you would have lost money (the value of your car). You got the amount that you had insured . . . which was the value of the car minus the deductible (which you may get back once your insurance company gets compensation from the "at fault" driver's company). Learn how insurance works. If you want to buy insurance that gives you a new car, ask the insurance company how much that would cost in premiums. [/quote]
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