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Reply to "Palisades Fire - Los Angeles"
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[quote=Anonymous][quote=Anonymous]I'm pp, and before you state this is Pacific Palisades problem, people all over CA have been living for decades in places that haven't had fires...so just everyone leave CA???[/quote] Well for-profit insurance industry is a financial business - which would use a risk assessment model to define their services. So if you don't want to use insurance, no problem. BUT if you want to use insurance, it's simply not fair for some people to choose living in high risk areas for major natural disasters while others choose to live in lower risk areas for them. Of course you can't find a place with 0 risk, what we're talking about is reasonable risk. As in, in winter time, your house may not be prone to burning to the ground. Risk is risk and if you choose insurance companies that don't work with high risk states like CA/FL, I bet your premiums go down. I bet that when your own money is on the line, you'll appreciate risk a lot more. [/quote]
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