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Reply to "How would you feel about losing your company-provided health insurance for "medicare for all"?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]We are self employed and buy a policy on the exchange for full price. Our policy is absolutely terrible, overpriced, and limits our access to care for that reason. We hate it. That said: I have a feeling we’d be even worse off with a M4A type plan. We are UMC (gross 275-300) and I’m guessing we would pay through the nose for it, and need to buy a supplemental policy on top of that. M4A would be a huge win for those of more modest incomes, however. Costs needs to be brought down- significantly. I’m skeptical that any scheme can do that at this point. I really am. I’m completely disheartened by the costs of health care and see no viable solution and no real political will to make changes, either. [/quote] What would you do if Republicans succeeded in repealing the ACA with no replacement? People with employer-sponsored health insurance don’t seem to realize some people are self-employed. They seem to think they themselves will always have good employer coverage. They don’t seem to realize they too might face a coverage gap between employment and Medicare.[/quote] Purchase on the open market- which is what we did before. However we have no pre existing conditions- though now we are over a decade over since the last time we purchased. We were overall happier with our pre-Obamacare plan. Alternatively one of us would have to get a job at a large employer (probably me). The whole system makes little sense. The roadblock to change is employer-sponsored health care but I don’t begrudge those who don’t want to lose it, either. What a mess healthcare is. [/quote] Thank you for your reply. It is a mess! So is there no longer an open market? Is Obamacare the only option you have at present?[/quote] Right. We could purchase from a broker but it would be the same plans and pricing. Our only option is to buy on the exchange and we are getting hosed. [/quote]
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