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[quote=Anonymous][quote=Anonymous]Yes, breadwinner parent dying is tough but so is SAHM dying as now you've to pay someone for those unpaid services. Also both parents can die, better have multiple parents ... or just have better savings and insurance and education to get back in workforce if needed. [/quote]

+1
There are no guarantees in life. Good disability insurance and life insurance is necessary for everyone. Education and skills is a necessity before having kids, even if you want to be a SAHP. Prenups are a good thing especially if you’re entering a marriage with a lot of your own assets.
Parents should also think about lifestyle with their career even if they do keep working after kids. I know a nurse who is leaving an abusive spouse. She wants sole custody of her kids due to her spouse’s abusiveness, but her current career experience with 12 hr shift work and variable night shift schedule makes it extremely difficult to manage full time childcare alone. She’s desperately trying to transition into a different kind of nursing that would better match school hours but having difficulty finding a position. [/quote]

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