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Reply to "Canceling $10k of student loan debt is stupid."
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[quote=Anonymous]What really should be done is a change in the bankruptcy laws. Right now, it's insanely difficult to get student loans discharged in bankruptcy. We should NOT go back to the 1970s when too many doctors and lawyers declared bankruptcy as soon as they graduated and before they started earning any money. But, it should be that after some period of time, if it looks like you can never pay your student loans off, you can declare bankruptcy. If that happened, banks wouldn't hand out student loans as easily as they do now. And if the "educational institution" you borrowed money to attend goes under you shouldn't have to pay off the loans. So many people borrowed money to attend programs like Trump's hotel "school." They get nothing, but the banks can still collect. [/quote]
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