Reply to Fiancee with moderate income insists on private school for daughter

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]My fiancee is divorced and has a seven year old daughter. Although she has an income well below six figures - and lives in an excellent school district - she insists on splitting private school tuition with her ex. Unfortunately, she then has no money to contribute to retirement or do much else other than pay her rent and basic expenses.

What can I do to get her to realize that she needs to plan for her future? She has no assets and a fair amount of student loan debt as well.

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wow this is an easy one OP: tell her you have no problem with it [b]but she has to pay for it with HER money that SHE earns, but only after she pitches in help pay for the expenses once you get married[/b]. Part of the mortgage, 401K, etc.

If she still insists on sending her child to private, and technically on your dime, then don't marry her.  If you love her you can keep dating her but don't marry her! [/quote]

The problem is that her money is their money once they get married.  if the wife chooses to spend a significant amount of her income on private school or will hurt OP's finances whether the check is written from a single or joint checking account.  It's money that could be instead saved, used for vacations, the mortgage, etc.

Op I suggest you talk to her and get on the same page.  Things like this come up in marriage and money is a big deal.  Chances are there will be things you want to do or purchase during the marriage that she may not value.  For example, a fancy car.  How you address it will set the stage for dealing with these situations later on.

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