Reply to In-laws for the weekend. They have no college savings and their high school senior is signed up for

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[quote=Anonymous]If the kid is a high school senior and he is not taking the ACT until December 10, he won't have his scores back until sometime in early January, I believe. Does this mean he has not even applied to colleges yet? Because most colleges that offer merit scholarships have much earlier deadlines for awarding of said scholarships. As in, the student should have applied before November 1.

To the PP who said that scholarships are available for just writing an essay and doing some community service, please provide links. That has not been my observation on the whole, and my college student did receive some very nice outside scholarships, requiring a whole lot more investment of time and talent than that. What I have observed over the years is that outside scholarships are often difficult to obtain and the student is best-advised to seek scholarships from the institution itself. This generally requires a high SAT or ACT score, among other things. And an application submitted earlier in senior year than January.

OP, since your DH's family brought up the topic at dinner, you might be doing the kid a kindness if you sat down and spoke with him about the realities of applying to college. You may find that he has in fact already completed many of the steps and he's just trying to hit a certain number on the ACT, but if he has not even started the process then he will probably find that substantial merit aid is difficult to obtain at this point.  This may exclude his state public schools, which may have a simple scholarship grid based on ACT score and GPA. Those scholarships are often awarded until sometime in the spring.[/quote]

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