Reply to Feds - what's the best insurance for IVF?

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[quote=Anonymous][quote=Anonymous]Hello, federal employee here gearing up for IVF and disappointed to learn about non coverage next year. I'm working with SG, they confirmed to me that they would honor Aetna rates as a previous poster said. I asked if Kaiser had the same sort of thing, and I understand Aetna is the only provider that has the lower rate schedule available with SG (for procedures, not meds). I'm struggling to decide since Kaiser offers IUI coverage still. I'm a MD resident and may drop FEHB coverage all together for a Maryland Heath exchange plan. There is a BCBS HMO plan that would be $270 a month and $6550 max out of pocket, and should cover up to three cycles of IVF. the open season for that plan is 11/1 until 1/31/2017.  Anyone else researching this option?[/quote]

I just started doe this process and this feels like some "Hat Trick". I a FED in Maryland and I have BCBS and it doesn't cover IVF so I am trying to figure this out in time for open season. This thread has been helpful because I knew I wasn't crazy that most of the plans for 2017 don't cover IVF. So SG told me to look at the MD exchange (which I'll start tomorrow). It's jus frustrating that this process is painful and difficult for people who want to have children? [/quote]

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