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Money and Finances
Reply to "How do you keep track of your checking/savings account transactions?"
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[quote=Anonymous]I write down the checks I write for the months in the ledger but do not balance it or even attempt to keep a running total. I only write 3-5 checks/month and three of them come out of a dedicated account solely for childcare/school costs so I know how much is in there at all times. The checks I write from my personal account, when I go to pay my bills on the first of the month, I log onto my bank account, scan down the list to see if those checks have cleared or not yet and if not, I subtract them from my balance as I subtract out all the other bills I'm about to pay (I use a notebook to keep track of my bills each month). If they're taking forever to clear, I just keep doing that each month until they do. This way, I know the money is always sitting in there for the checks for whenever the person I wrote it to decides to deposit it. All other expenses are paid with credit card so I don't need to keep track of daily amounts coming out of my bank account.[/quote]
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