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Money and Finances
Reply to "How do you keep track of your checking/savings account transactions?"
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[quote=Anonymous]For those who have overdrafted, do you have the money to keep a bit of a cushion in your account? I keep about $5K in there and just pretend it's not there. It's part of my liquid emergency savings. That way if something unexpected hits, I'm not paying any fees on bounced checks. A few years ago, my ex accidentally bounced a child support check to me, and it would have sucked to have had to pay fees on my own transactions. But since I had the cushion, no worries. Understand that some might not have the cushion to spare, though.[/quote]
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