Reply to How do you keep track of your checking/savings account transactions?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I don't keep track. I just always keep a 5k cushion in the account. I don't have that many things that I pay out of checking. [/quote]

+1.  I don't think I've ever balanced my accounts and I'm almost 50.  I just keep a 5K cushion in the account.  I might check once a month to see if there is anything unusual posting.  Most of payments are automated, but I do write checks for a few things like giving at church, school items, cleaning company, etc.[/quote]
I'm the pp Quicken user here. That would make me insane, not balancing. I keep a large cushion in my account too (in fact our short term emergency fund and checking is the same account, I just pretend it Quicken they're separate), and there is no way we'd have a sudden expense to drain the account unless it was fraudulent. I like to know that my calculations and the banks are the same. I would feel super uneasy just looking at it and it "seeming" right. I fully admit to being over cautious though.[/quote]

NP here but the odds of the bank miscalculating the balance in your account are pretty small (absent a fraudulent transaction).  Similar to the PP, I keep a cushion in my account and use the Mint app to review line item charges periodically to catch fraudulent charges...haven't had one yet.[/quote]

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