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Reply to "Why do you always take your child the the ER? And why must you post it on Facebook. "
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[quote=Anonymous]Our insurance is weird about injuries. If I take one of my kids to the ER for an "accidental injury" within 72 hours of the occurrence, I pay no co-pay. Everything is covered at 100%. The entire visit is free including the doctor, the hospital, labs, X-rays, etc. If I go to urgent care I have a $50 co-pay plus I have to pay my part of the X-rays, etc. I can still take advantage of the free visit at my PCP assuming the office is open. So, there have been plenty of times when my doctors office is closed and I have headed to ER for simple stitches or X-rays just to be sure a bone isn't broken when Urgent Care would have been better. Such a stupid policy on the party of my insurance company.[/quote]
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