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[quote=Anonymous][quote=Anonymous][quote=Anonymous]The benefits where I teach are ok, but not great by any means. For example, retiree healthcare costs are not cheap.[/quote]

This.

My mom spent four decades teaching. Even with a MEd, she topped out at $80k and was asked to pay full cost of she wanted to keep her existing health insurance, 90% for the next level down, and 70% for a very basic HMO. No plans included vision, dental, or prescriptions. She is a 2x cancer survivor and physically disabled so her medical costs are pretty high. Her retirement is limited to grandkids, church, and library because she can't afford vacation trips or hobbies. 
Over her career, my mom spent a small fortune on supplies for her classroom, field trips students' parents couldn't afford, and snacks for kids too ashamed to eat the free lunch. I wish she'd put that money in the bank instead. The next 15-20 years will be hard for her because we can't afford to help her much. DH and I are both teachers.[/quote]

It's not cheap. $1,132/ month for two of us.

https://www.fcps.edu/sites/default/files/media/pdf/premiums_medical_dental_retirees.pdf[/quote]

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