Reply to Feel poor at 300k HHI

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]After tax monthly income should be at least 17k[/quote]

It's closer to 11 after retirement and insurance. [/quote]

OP here. We max our 401k and life insurance and monthly take home is about 15k. Employer is one of few that pays full health and life ins. [/quote]

$15k minus ($4k for house and $4k for nanny and $1k for student loans)= $6k a month   That is plenty to fund a nice vacation, eat very well, clothe your family, pay for incidentals and feather your nest a bit.

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+1  Stop bemoaning the fixed expenses, sounds like you can afford them and changing childcare arrangements wouldn't be worth the stress.  Figure out why you are blowing $6K per month on other things.

You are no where near poor -- you have lucrative careers (and your salaries are likely to grow more), no doubt a comfortable house with a good commute and excellent schools, a nanny to make your lives easier and $6,000 to buy an awful lot of food, clothing, entertainment, etc.  [/quote]

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