Reply to The balance: saving too little vs saving too much. AND Tesla

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]When you're older and look back at you life, are you really going to say, "I'm glad we spent the money and got a Tesla."

Maybe you will, but that's weird to me.

You can make it work.  You seem like fiscally responsible people, so if that's what you want to prioritize, I'm sure you can do it.

I'd take some of that money and go on some really great family vacations when the kids are a bit older, but that's just me.   [/quote]

When OP's older and look back at her life, is she really going to say "I'm glad I had a net worth of 1.16 million in my mid-30s instead of a net worth of 1.14 million. Totally better than having that nice, cutting edge car we'd been eyeing for years?"[/quote]

Hey, different strokes for different folks.  I can't imagine getting that much joy from a car, but I know some people do.  With small kids, I might look back on my life and say, "wow, I'm so glad we had a great net worth in our 30's, it made saving for college so less stressful."  [/quote]

Of course you're entitled to a different opinion on how to spend your money, but what's not fair to do is claim the comparison is between having a nice car or having a good net worth. Obviously everyone sane would choose the latter. The decline in OP's very high net worth would be only the immediate depreciation from driving a new car off the lot. So the actual comparison is between having an excellent net worth for someone in their mid 30s and having almost exactly the same net worth and a car that they apparently value.

You can obviously disagree about the subjective value of a fancy car. What's silly to do is to set up a straw man where OP is choosing between a car or being able to comfortably afford to send her kids to college. [/quote]

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